Dividends

A cash payment made to worker members from Incolink Surplus Reserves, when finances are sufficient to allow us to do so.

The 2025 dividend rate will be 5%

The dividend for 2025 will be the sum of your daily balances, divided by 365, and multiplied by 5%.

Because the annual dividend is based on investment returns and Incolink's surplus reserves position, there is no guarantee it will be paid every year, and the percentage amount may change from year to year.

The dividend will be available before the end of 2025.

To receive a dividend payment, members must meet the following criteria

• Have received a contribution into their Incolink account in the 2024-25 financial year
• Meet the minimum dividend threshold of $50. (This equates to an average minimum balance of approximately $1000.)

All eligible members will receive an email from Incolink regarding how to claim their dividend.

Dividends will be paid into your bank account. You must claim the dividend through WorkerLink. You will need to provide your banking details upon making your claim.

Please ensure all of your contact details on WorkerLink are up to date, including your email address. All details must be correct by December 5.

If you have more than one account, you must contact our team via phone at 1800 337 789 before December 1 to ensure that you are eligible for the dividend.

Incolink is not withholding tax on the dividend payment. You may have to pay tax on it. Incolink has sought a ruling on this from the ATO and we will inform you once a decision has been made.

We recommend members speak to their Accountant.

You don’t have the option to reinvest your dividend into your Incolink Redundancy Account.

There is an option to claim your dividend via a physical form at the Incolink office, however all online claims will receive priority due to the large volume, meaning physical claims will take a greater time to be processed.

Our size and our ability to scale our business nationally makes us a leader in offering comprehensive member services as well as a dividend to members.

No. Incolink is paying a dividend from surplus reserves.

No, Incolink will expand its services to our members. Our professional management of the Fund means that we are in a very strong financial position for the benefit of our members.

Incolink is not outsourcing any operations. We will fund administration and key member services from surpluses, collect and output collections for training and other agreed outputs under EBAs, and fund worker dividends and a grants program from surpluses.