Dividends
In 2025, Incolink has introduced Worker Dividends for the first time
Accessing your 2025 distribution
Incolink is excited to confirm the dividend for 2025.
Eligible members will receive an email with instructions on how to claim.
You will be an eligible member if: you received a contribution last financial year and have the required minimum dividend payment of $50, which is an average balance of approximately $1000.
The dividend rate on average account balances is 5%.
How do you receive your dividend?
Dividends are paid by Electronic Funds Transfer (EFT). All eligible members must login to WorkerLink and complete an ID Verification to receive the dividend.
Here's how;
STEP 1: Login to your WorkerLink account
STEP 2: Go to the ‘My Dividends’ page on the left-hand menu. Here you will see your eligibility for a member dividend and the amount.
STEP 3: Click ‘Begin’ and follow the prompts to confirm or update your Tax File Number (TFN) and bank details.
STEP 4: Complete your identity verification and click ‘Save’
Please have a valid ID (Australian Passport, Driver’s licence or Medicare card) ready.
STEP 5: Your dividend will be processed and you will receive a confirmation notification.
Dividend Calculation
Your dividend amount is calculated by multiplying your Average Balance by 5%.
Dividend = Average Balance x 5 %
Terminology explained
- Average Balance During Period
This is the balance used to determine your dividend amount. It is calculated as:
The sum of your daily balance for the period / The number of days in the period
This is different to your account balance.
- Balance at the end of Period
This was your account balance on 30 June 2025
Ineligibility Reason
- Potential dividend amount of $X was under minimum of $50
The Incolink board have set a minimum dividend amount of $50 which is an average balance of approximately $1,000. Your dividend amount was below this minimum and therefore you are ineligible for a dividend.
- Last RED Contribution Date XX/XX/XXXX was before the start of the distribution period
RED stands for redundancy. You must have received a contribution for at least one invoice period between July 2024 – June 2025 (inclusive). You didn’t receive a redundancy contribution during this time and therefore you are ineligible for a dividend.
If you have concerns about your eligibility for a dividend or the amount, you can engage with our disputes resolution process here: https://incolink.org.au/incolink-dispute-resolution-process
Questions
If you have any questions about your dividend, get in touch with us by calling 1800 337 789 or by emailing [email protected]
Frequently Asked Questions
A cash payment made to worker members from Incolink Surplus Reserves, when finances are sufficient to allow us to do so.
The 2025 dividend rate will be 5%
The dividend for 2025 will be the sum of your daily balances, divided by 365, and multiplied by 5%.
Because the annual dividend is based on investment returns and Incolink's surplus reserves position, there is no guarantee it will be paid every year, and the percentage amount may change from year to year.
To receive a dividend payment, members must meet the following criteria
- Have received a contribution into their Incolink account in the 2024-25 financial year
- Meet the minimum dividend threshold of $50. (This equates to an average minimum balance of approximately $1000.)
All eligible members will receive an email from Incolink regarding how to claim their dividend.
Dividends will be paid into your bank account. You must claim the dividend through WorkerLink. You will need to provide your banking details upon making your claim.
Please ensure all of your contact details on WorkerLink are up to date, including your email address. All details must be correct by December 5.
If you have more than one account, you must contact our team via phone at 1800 337 789 before December 1 to ensure that you are eligible for the dividend.
Incolink is not withholding tax on the dividend payment. You may have to pay tax on it. Incolink has sought a ruling on this from the ATO and we will inform you once a decision has been made.
We recommend members speak to their Accountant.
You don’t have the option to reinvest your dividend into your Incolink Redundancy Account.
There is an option to claim your dividend via a physical form at the Incolink office, however all online claims will receive priority due to the large volume, meaning physical claims will take a greater time to be processed.
Our size and our ability to scale our business nationally makes us a leader in offering comprehensive member services as well as a dividend to members.
No. Incolink is paying a dividend from surplus reserves.
No, Incolink will expand its services to our members. Our professional management of the Fund means that we are in a very strong financial position for the benefit of our members.
Incolink is not outsourcing any operations. We will fund administration and key member services from surpluses, collect and output collections for training and other agreed outputs under EBAs, and fund worker dividends and a grants program from surpluses.
If you believe you are eligible for a dividend, you can engage with our disputes resolution process here: https://incolink.org.au/incolink-dispute-resolution-process
Please note that due to the high volume of claims expected, there will be a delay in responding to requests. We will keep you informed about the progress of your request.
If you've never logged into your Workerlink account, you may need to register. Please click the below link and follow the steps to register for an account.
We are processing a large number of dividend payments, so priority is given to those that don’t need extra checks.
If there were issues verifying your identity, it may take a little longer while we update your claim or contact you for more details.
Please be assured that all dividend payments are being processed as promptly as possible. We appreciate your patience during this time.
Distributions are paid by ElectronicFunds Transfer (EFT).
- Log in to WorkerLink
- Go to the ‘My Dividend’ page on the left-hand menu.
- Click ‘Begin’. Provide or confirm your bank details and enter your Tax File Number (TFN). Click ‘Next’.
- Verify your identity using your Australia Passport, Driver’s Licence or Medicare Card and click ‘Save’.
You will need to complete the above steps to claim your funds. After you have completed the above steps, the payment will be processed within 48 business hours. Please note the time it takes to appear in your account will depend upon your bank.