Insurance

We're your safety net in more ways than one. Incolink provides building and construction workers an extensive list of insurance benefits.

Insurance Claims

Making an insurance claim is as simple as:

  1. Downloading the relevant claim form from the Total Claims Solutions website
  2. Completing the claim form and preparing other relevant documents
  3. Sending it to Total Claims Solutions

Your claim will be assigned to a Claims Manager who will be in touch with you.

Total Claims Solutions are a leading specialist case management organisation that's been managing Incolink insurance programs for more than 19 years.

All insurance inquiries can be made to Total Claims Solutions.

Total Claims Solutions
Level 1, 151 Rathdowne Street
CARLTON VIC 3053
Telephone: (03) 9663 2411

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For more assistance with Insurance Claims, visit our Help Centre.

Accident Leisure Time Insurance (Vic)

If you are an on-site worker in Victoria and your employer is paying redundancy contributions on your behalf, you are automatically covered for Personal Accident Leisure Time Insurance under the Building & Construction Industry Accident and Illness Benefits Program. This covers Leisure Time Accident Insurance, Funeral Cover and Discretionary Covers including emergency transport and accidental dental.

These benefits are available to workers as long as redundancy contributions/levy payments are up to date at the time of the event.

Apprentices also have access to this program as long as apprentice days are recorded and current at the time of the event.

Download the brochure below for full details of the program benefits.

Income Protection & Trauma (IPT) Insurance (Vic)

Victorian workers who receive Income Protection and Trauma (IPT) contributions from their employer are eligible for Incolink’s IPT benefits program. This insurance program includes cover for Leisure Time Illness, TAC Top-Up, Workers’ Compensation Top-Up and Workplace Death & Capital Benefits.

Ask your employer if you are covered by this program.

Download the brochure below for full details of the program benefits.

Tasmania Leisure Time Accident Insurance

If you are an on-site worker in Tasmania and your employer is paying redundancy contributions on your behalf, you are automatically covered under the Leisure Time Accident Benefits program - Tasmania. This program includes Leisure Time Accident Insurance (weekly benefits, capital benefits, broken bones and bill payer), Journey Cover, Funeral Cover and Accidental Dental.

Tasmanian apprentices also have access to this program as long as apprentice days are recorded and current at the time of the event.

Download the brochure below for full details of the program benefits.

Tasmania Illness Insurance

Tasmanian workers who also receive Illness Insurance contributions, have access to the Illness Benefits Program - Tasmania. This program includes Leisure Time Illness cover as well as Bill Payer benefits.

Tasmanian apprentices also have access to this program as long as their employer pays Illness Insurance contributions on their behalf.

Ask your employer if you are covered by this program.

Download the brochure for full details of the program benefits.

Portable Sick Leave Insurance (PSLi)

If your employer pays the Portable Sick Leave Insurance (PSLi) levy, your unpaid sick leave may come with you when you change jobs. Your employer will specify the number of sick days taken during the your employment.

All sick leave days available under your Employment Award/Agreement must be taken before being eligible to claim any portable sick leave accrued.

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Cover is only available when contributions by your employer are current at the time of the event. Gaps in payments will mean no cover. Where back payments have been made and a claim is submitted, the claim will not be considered.